A need for sudden finance can crop up in any individual's life, especially if he is a salaried person with a fixed source of income and budget for each month. Any unplanned expenditure or financial emergency like a medical treatment can bring about a financial crisis which needs to be met with instant supply of funds. Such immediate cash access can be achieved through the specific loan schemes which many lenders in the financial market offer to potential borrowers, looking for quick, short term funds.