A final important reason to take advantage of Ft. Worth debt consolidation is the tax incentive. The interest charged on credit card payments is not tax deductible. Interest payments made as a part of your monthly mortgage payment typically are tax deductible. This deduction can also be taken if you have a home equity loan. You can save a lot of money by transferring taxed credit card interest debt over to a home equity loan with interest debt that can be written off. Ft. Worth debt consolidation can make this scenario possible for you.